Call reports 2018
LAKE COMMUNITY BANK — 2018
What LAKE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 120,726,000 | 119,084,000 | 121,189,000 | 119,295,000 |
| Total loans | 82,715,000 | 82,431,000 | 83,492,000 | 83,676,000 |
| Allowance for loan losses | 1,370,000 | 1,369,000 | 1,371,000 | 1,372,000 |
| Securities available for sale | 16,194,000 | 17,589,000 | 16,868,000 | 16,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,939,000 | 103,934,000 | 105,617,000 | 103,323,000 |
| Interest-bearing deposits | 62,588,000 | 60,542,000 | 61,433,000 | 60,008,000 |
| Noninterest-bearing deposits | 43,351,000 | 43,392,000 | 44,184,000 | 43,315,000 |
| Equity capital | 14,523,000 | 14,870,000 | 15,202,000 | 15,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,327,000 | 3,544,000 | 4,799,000 |
| Interest expense | 83,000 | 171,000 | 282,000 | 415,000 |
| Net interest income | 1,065,000 | 2,156,000 | 3,262,000 | 4,384,000 |
| Noninterest income | 89,000 | 172,000 | 261,000 | 344,000 |
| Noninterest expense | 731,000 | 1,453,000 | 2,153,000 | 2,853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 423,000 | 875,000 | 1,370,000 | 1,875,000 |
| Income tax | 112,000 | 219,000 | 347,000 | 471,000 |
| Net income | 311,000 | 656,000 | 1,023,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,817,000 | 15,162,000 | 15,573,000 | 15,954,000 |
| Total capital | 15,970,000 | 16,324,000 | 16,756,000 | 17,145,000 |
| Risk-weighted assets | 91,884,000 | 92,689,000 | 94,486,000 | 95,120,000 |