Call reports 2017
LAKE COMMUNITY BANK — 2017
What LAKE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,790,000 | 117,919,000 | 124,377,000 | 122,826,000 |
| Total loans | 80,971,000 | 84,171,000 | 85,823,000 | 87,766,000 |
| Allowance for loan losses | 1,365,000 | 1,365,000 | 1,366,000 | 1,368,000 |
| Securities available for sale | 18,275,000 | 18,288,000 | 17,678,000 | 16,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,961,000 | 102,414,000 | 108,520,000 | 106,962,000 |
| Interest-bearing deposits | 63,898,000 | 61,255,000 | 63,160,000 | 61,444,000 |
| Noninterest-bearing deposits | 44,063,000 | 41,159,000 | 45,360,000 | 45,518,000 |
| Equity capital | 14,568,000 | 15,149,000 | 15,436,000 | 15,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,168,000 | 3,335,000 | 4,513,000 |
| Interest expense | 72,000 | 145,000 | 221,000 | 303,000 |
| Net interest income | 995,000 | 2,023,000 | 3,114,000 | 4,210,000 |
| Noninterest income | 96,000 | 241,000 | 357,000 | 586,000 |
| Noninterest expense | 702,000 | 1,397,000 | 2,097,000 | 2,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 385,000 | 863,000 | 1,370,000 | 1,860,000 |
| Income tax | 131,000 | 264,000 | 459,000 | 666,000 |
| Net income | 254,000 | 599,000 | 911,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,760,000 | 15,105,000 | 15,417,000 | 15,701,000 |
| Total capital | 15,889,000 | 16,260,000 | 16,595,000 | 16,915,000 |
| Risk-weighted assets | 90,069,000 | 92,066,000 | 93,916,000 | 96,929,000 |