Call reports 2025
BANK OF PRINCETON, THE — 2025
What BANK OF PRINCETON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,317,714,000 | 2,241,284,000 | 2,228,708,000 | 2,282,741,000 |
| Total loans | 1,856,539,000 | 1,839,228,000 | 1,793,787,000 | 1,816,416,000 |
| Allowance for loan losses | 23,942,000 | 21,014,000 | 20,441,000 | 20,325,000 |
| Securities available for sale | 239,235,000 | 224,763,000 | 209,928,000 | 180,568,000 |
| Securities held to maturity | 159,000 | 156,000 | 154,000 | 152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,011,439,000 | 1,938,670,000 | 1,933,484,000 | 1,980,832,000 |
| Interest-bearing deposits | 1,720,942,000 | 1,638,768,000 | 1,639,151,000 | 1,694,819,000 |
| Noninterest-bearing deposits | 290,497,000 | 299,902,000 | 294,333,000 | 286,013,000 |
| Equity capital | 266,171,000 | 255,677,000 | 261,774,000 | 266,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 33,309,000 | 66,140,000 | 99,523,000 | 130,555,000 |
| Interest expense | 14,538,000 | 28,484,000 | 41,610,000 | 54,736,000 |
| Net interest income | 18,771,000 | 37,656,000 | 57,913,000 | 75,819,000 |
| Noninterest income | 2,180,000 | 4,353,000 | 5,622,000 | 8,469,000 |
| Noninterest expense | 13,492,000 | 26,682,000 | 40,275,000 | 52,683,000 |
| Provision for loan losses | 225,000 | 7,175,000 | 6,516,000 | 6,616,000 |
| Pretax income | 7,191,000 | 8,103,000 | 16,707,000 | 24,950,000 |
| Income tax | 1,509,000 | 1,417,000 | 3,233,000 | 5,071,000 |
| Net income | 5,682,000 | 6,686,000 | 13,474,000 | 19,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,584,000 | 241,650,000 | 246,639,000 | 251,012,000 |
| Total capital | 276,930,000 | 263,075,000 | 267,477,000 | 271,736,000 |
| Risk-weighted assets | 2,022,610,000 | 2,013,099,000 | 1,938,127,000 | 1,938,936,000 |