Call reports 2021
BANK OF PRINCETON, THE — 2021
What BANK OF PRINCETON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,684,538,000 | 1,636,176,000 | 1,669,194,000 | 1,687,682,000 |
| Total loans | 1,455,158,000 | 1,393,906,000 | 1,342,671,000 | 1,335,164,000 |
| Allowance for loan losses | 16,042,000 | 16,042,000 | 16,422,000 | 16,620,000 |
| Securities available for sale | 72,407,000 | 72,602,000 | 92,867,000 | 101,157,000 |
| Securities held to maturity | 214,000 | 212,000 | 210,000 | 208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,398,712,000 | 1,398,328,000 | 1,430,895,000 | 1,446,144,000 |
| Interest-bearing deposits | 1,109,115,000 | 1,124,898,000 | 1,155,135,000 | 1,159,152,000 |
| Noninterest-bearing deposits | 289,597,000 | 273,430,000 | 275,760,000 | 286,992,000 |
| Equity capital | 212,547,000 | 212,839,000 | 215,184,000 | 216,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,835,000 | 34,270,000 | 52,283,000 | 70,059,000 |
| Interest expense | 2,030,000 | 3,718,000 | 5,262,000 | 6,674,000 |
| Net interest income | 14,805,000 | 30,552,000 | 47,021,000 | 63,385,000 |
| Noninterest income | 794,000 | 1,784,000 | 2,844,000 | 4,049,000 |
| Noninterest expense | 8,247,000 | 16,913,000 | 25,561,000 | 34,627,000 |
| Provision for loan losses | 1,125,000 | 2,125,000 | 3,325,000 | 3,625,000 |
| Pretax income | 6,234,000 | 13,305,000 | 20,986,000 | 29,189,000 |
| Income tax | 1,382,000 | 2,929,000 | 4,682,000 | 6,703,000 |
| Net income | 4,852,000 | 10,376,000 | 16,304,000 | 22,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,593,000 | 199,811,000 | 202,631,000 | 204,493,000 |
| Total capital | 215,635,000 | 215,853,000 | 219,053,000 | 221,113,000 |
| Risk-weighted assets | 1,370,656,000 | 1,408,785,000 | 1,404,480,000 | 1,465,772,000 |