Call reports 2020
BANK OF PRINCETON, THE — 2020
What BANK OF PRINCETON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,424,576,000 | 1,593,126,000 | 1,549,750,000 | 1,603,046,000 |
| Total loans | 1,191,812,000 | 1,340,521,000 | 1,337,224,000 | 1,363,486,000 |
| Allowance for loan losses | 12,322,000 | 13,317,000 | 15,247,000 | 16,027,000 |
| Securities available for sale | 93,085,000 | 87,660,000 | 80,082,000 | 75,627,000 |
| Securities held to maturity | 220,000 | 219,000 | 217,000 | 215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,200,356,000 | 1,361,704,000 | 1,311,276,000 | 1,367,267,000 |
| Interest-bearing deposits | 1,050,172,000 | 1,107,267,000 | 1,090,952,000 | 1,151,141,000 |
| Noninterest-bearing deposits | 150,184,000 | 254,437,000 | 220,324,000 | 216,126,000 |
| Equity capital | 199,014,000 | 202,201,000 | 205,150,000 | 208,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,269,000 | 30,558,000 | 46,463,000 | 62,580,000 |
| Interest expense | 4,535,000 | 7,830,000 | 10,539,000 | 12,826,000 |
| Net interest income | 10,734,000 | 22,728,000 | 35,924,000 | 49,754,000 |
| Noninterest income | 742,000 | 1,609,000 | 2,425,000 | 3,301,000 |
| Noninterest expense | 7,571,000 | 15,612,000 | 23,194,000 | 31,091,000 |
| Provision for loan losses | 650,000 | 1,650,000 | 3,575,000 | 5,225,000 |
| Pretax income | 3,760,000 | 7,581,000 | 12,114,000 | 17,290,000 |
| Income tax | 726,000 | 1,423,000 | 2,411,000 | 3,484,000 |
| Net income | 3,034,000 | 6,158,000 | 9,703,000 | 13,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,850,000 | 188,165,000 | 191,324,000 | 195,138,000 |
| Total capital | 197,172,000 | 201,482,000 | 206,571,000 | 211,165,000 |
| Risk-weighted assets | 1,287,135,000 | 1,258,444,000 | 1,258,469,000 | 1,317,627,000 |