Call reports 2019
BANK OF PRINCETON, THE — 2019
What BANK OF PRINCETON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,297,228,000 | 1,361,248,000 | 1,379,598,000 | 1,454,894,000 |
| Total loans | 1,114,797,000 | 1,126,004,000 | 1,148,601,000 | 1,186,570,000 |
| Allowance for loan losses | 11,961,000 | 12,421,000 | 12,543,000 | 12,557,000 |
| Securities available for sale | 91,714,000 | 91,198,000 | 108,968,000 | 112,312,000 |
| Securities held to maturity | 227,000 | 225,000 | 224,000 | 222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,012,542,000 | 1,150,428,000 | 1,150,923,000 | 1,237,891,000 |
| Interest-bearing deposits | 919,858,000 | 1,016,957,000 | 1,003,701,000 | 1,096,063,000 |
| Noninterest-bearing deposits | 92,684,000 | 133,471,000 | 147,222,000 | 141,828,000 |
| Equity capital | 186,193,000 | 189,356,000 | 193,117,000 | 195,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,540,000 | 29,613,000 | 45,058,000 | 60,279,000 |
| Interest expense | 4,364,000 | 8,998,000 | 13,485,000 | 18,266,000 |
| Net interest income | 10,176,000 | 20,615,000 | 31,573,000 | 42,013,000 |
| Noninterest income | 512,000 | 1,154,000 | 2,023,000 | 2,749,000 |
| Noninterest expense | 6,333,000 | 13,639,000 | 20,827,000 | 27,689,000 |
| Provision for loan losses | 4,200,000 | 4,550,000 | 4,675,000 | 4,800,000 |
| Pretax income | 155,000 | 3,581,000 | 8,098,000 | 12,304,000 |
| Income tax | -74,000 | 544,000 | 1,345,000 | 2,162,000 |
| Net income | 229,000 | 3,037,000 | 6,753,000 | 10,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,488,000 | 175,115,000 | 178,966,000 | 182,118,000 |
| Total capital | 197,449,000 | 187,536,000 | 191,509,000 | 194,675,000 |
| Risk-weighted assets | 1,194,421,000 | 1,215,519,000 | 1,242,313,000 | 1,288,522,000 |