Call reports 2016
BANK OF PRINCETON, THE — 2016
What BANK OF PRINCETON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,035,490,000 | 1,006,074,000 | 1,008,701,000 | 1,025,995,000 |
| Total loans | 841,515,000 | 820,233,000 | 831,493,000 | 860,326,000 |
| Allowance for loan losses | 11,276,000 | 10,958,000 | 10,818,000 | 10,822,000 |
| Securities available for sale | 133,088,000 | 122,867,000 | 115,746,000 | 113,034,000 |
| Securities held to maturity | 380,000 | 379,000 | 341,000 | 340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,106,000 | 812,479,000 | 865,561,000 | 862,522,000 |
| Interest-bearing deposits | 670,106,000 | 714,985,000 | 765,258,000 | 764,318,000 |
| Noninterest-bearing deposits | 150,000,000 | 97,494,000 | 100,303,000 | 98,204,000 |
| Equity capital | 95,003,000 | 98,618,000 | 101,619,000 | 103,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,449,000 | 23,101,000 | 34,489,000 | 46,000,000 |
| Interest expense | 1,786,000 | 3,730,000 | 5,739,000 | 7,763,000 |
| Net interest income | 9,663,000 | 19,371,000 | 28,750,000 | 38,237,000 |
| Noninterest income | 390,000 | 777,000 | 1,105,000 | 1,596,000 |
| Noninterest expense | 5,860,000 | 12,292,000 | 18,009,000 | 23,706,000 |
| Provision for loan losses | 422,000 | 101,000 | -41,000 | -41,000 |
| Pretax income | 3,819,000 | 7,890,000 | 12,022,000 | 16,304,000 |
| Income tax | 1,049,000 | 2,098,000 | 3,197,000 | 4,461,000 |
| Net income | 2,770,000 | 5,792,000 | 8,825,000 | 11,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,660,000 | 96,012,000 | 99,200,000 | 102,369,000 |
| Total capital | 103,936,000 | 106,970,000 | 110,018,000 | 113,191,000 |
| Risk-weighted assets | 926,153,000 | 918,469,000 | 929,073,000 | 939,519,000 |