Call reports 2015
BANK OF PRINCETON, THE — 2015
What BANK OF PRINCETON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 956,646,000 | 1,020,899,000 | 1,021,957,000 | 1,013,322,000 |
| Total loans | 739,699,000 | 771,499,000 | 794,087,000 | 807,946,000 |
| Allowance for loan losses | 10,235,000 | 10,573,000 | 10,603,000 | 10,851,000 |
| Securities available for sale | 158,723,000 | 152,400,000 | 147,150,000 | 141,509,000 |
| Securities held to maturity | 418,000 | 383,000 | 381,000 | 381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,595,000 | 833,992,000 | 777,752,000 | 789,438,000 |
| Interest-bearing deposits | 642,961,000 | 670,832,000 | 686,111,000 | 686,494,000 |
| Noninterest-bearing deposits | 192,634,000 | 163,160,000 | 91,641,000 | 102,944,000 |
| Equity capital | 81,875,000 | 83,696,000 | 88,763,000 | 91,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,656,000 | 21,374,000 | 32,317,000 | 43,652,000 |
| Interest expense | 1,741,000 | 3,455,000 | 5,140,000 | 6,837,000 |
| Net interest income | 8,915,000 | 17,919,000 | 27,177,000 | 36,815,000 |
| Noninterest income | 323,000 | 800,000 | 1,185,000 | 1,586,000 |
| Noninterest expense | 5,637,000 | 10,986,000 | 16,312,000 | 22,016,000 |
| Provision for loan losses | 234,000 | 735,000 | 1,033,000 | 1,904,000 |
| Pretax income | 3,384,000 | 7,015,000 | 11,034,000 | 14,707,000 |
| Income tax | 880,000 | 1,746,000 | 2,764,000 | 3,702,000 |
| Net income | 2,504,000 | 5,269,000 | 8,270,000 | 11,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,123,000 | 82,569,000 | 86,763,000 | 89,773,000 |
| Total capital | 89,900,000 | 92,987,000 | 97,366,000 | 100,624,000 |
| Risk-weighted assets | 781,666,000 | 832,558,000 | 849,269,000 | 885,350,000 |