Call reports 2025
PLANTERS FIRST BANK — 2025
What PLANTERS FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 434,866,000 | 442,767,000 | 442,722,000 | 453,373,000 |
| Total loans | 291,521,000 | 306,034,000 | 313,856,000 | 313,662,000 |
| Allowance for loan losses | 4,504,000 | 5,141,000 | 5,314,000 | 5,098,000 |
| Securities available for sale | 77,546,000 | 75,646,000 | 73,863,000 | 72,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,963,000 | 401,854,000 | 398,035,000 | 408,808,000 |
| Interest-bearing deposits | 240,664,000 | 236,422,000 | 233,628,000 | 230,768,000 |
| Noninterest-bearing deposits | 155,299,000 | 165,432,000 | 164,407,000 | 178,040,000 |
| Equity capital | 36,520,000 | 38,004,000 | 41,904,000 | 41,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,612,000 | 11,612,000 | 17,766,000 | 24,018,000 |
| Interest expense | 1,262,000 | 2,357,000 | 3,523,000 | 4,616,000 |
| Net interest income | 4,350,000 | 9,255,000 | 14,243,000 | 19,402,000 |
| Noninterest income | 1,072,000 | 2,055,000 | 2,985,000 | 3,928,000 |
| Noninterest expense | 3,440,000 | 7,072,000 | 10,679,000 | 14,474,000 |
| Provision for loan losses | 75,000 | 710,000 | 860,000 | 1,080,000 |
| Pretax income | 1,906,000 | 3,525,000 | 5,686,000 | 7,774,000 |
| Income tax | 54,000 | 108,000 | 168,000 | 240,000 |
| Net income | 1,852,000 | 3,417,000 | 5,518,000 | 7,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,808,000 | 46,372,000 | 48,474,000 | 47,491,000 |
| Total capital | 48,878,000 | 50,612,000 | 52,786,000 | 51,720,000 |
| Risk-weighted assets | 324,890,000 | 338,046,000 | 343,677,000 | 337,175,000 |