Call reports 2023
PLANTERS FIRST BANK — 2023
What PLANTERS FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 403,179,000 | 406,445,000 | 412,346,000 | 413,313,000 |
| Total loans | 264,877,000 | 278,694,000 | 282,881,000 | 274,233,000 |
| Allowance for loan losses | 4,158,000 | 4,284,000 | 4,438,000 | 4,325,000 |
| Securities available for sale | 81,484,000 | 78,647,000 | 75,157,000 | 77,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,261,000 | 375,853,000 | 383,048,000 | 378,895,000 |
| Interest-bearing deposits | 225,739,000 | 231,968,000 | 237,797,000 | 236,395,000 |
| Noninterest-bearing deposits | 146,522,000 | 143,885,000 | 145,251,000 | 142,500,000 |
| Equity capital | 29,484,000 | 28,433,000 | 27,022,000 | 31,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,629,000 | 9,628,000 | 14,713,000 | 20,024,000 |
| Interest expense | 518,000 | 1,361,000 | 2,420,000 | 3,647,000 |
| Net interest income | 4,111,000 | 8,267,000 | 12,293,000 | 16,377,000 |
| Noninterest income | 1,141,000 | 2,271,000 | 3,290,000 | 4,398,000 |
| Noninterest expense | 3,440,000 | 6,922,000 | 10,253,000 | 13,271,000 |
| Provision for loan losses | 75,000 | 200,000 | 300,000 | 267,000 |
| Pretax income | 1,750,000 | 3,440,000 | 5,068,000 | 7,181,000 |
| Income tax | 0 | 51,000 | 87,000 | 163,000 |
| Net income | 1,750,000 | 3,389,000 | 4,981,000 | 7,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,158,000 | 39,796,000 | 40,388,000 | 41,425,000 |
| Total capital | 43,043,000 | 43,799,000 | 44,432,000 | 45,294,000 |
| Risk-weighted assets | 310,562,000 | 319,984,000 | 323,132,000 | 309,021,000 |