Call reports 2015
PLANTERS FIRST BANK — 2015
What PLANTERS FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 272,544,000 | 270,825,000 | 267,282,000 | 276,618,000 |
| Total loans | 192,721,000 | 197,732,000 | 201,410,000 | 194,207,000 |
| Allowance for loan losses | 3,930,000 | 3,851,000 | 3,849,000 | 2,812,000 |
| Securities available for sale | 24,954,000 | 23,717,000 | 22,678,000 | 22,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,645,000 | 243,539,000 | 238,870,000 | 248,798,000 |
| Interest-bearing deposits | 169,351,000 | 165,649,000 | 163,828,000 | 171,065,000 |
| Noninterest-bearing deposits | 77,294,000 | 77,890,000 | 75,042,000 | 77,733,000 |
| Equity capital | 23,501,000 | 24,991,000 | 26,013,000 | 25,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,738,000 | 5,940,000 | 8,836,000 | 11,590,000 |
| Interest expense | 192,000 | 386,000 | 576,000 | 765,000 |
| Net interest income | 2,546,000 | 5,554,000 | 8,260,000 | 10,825,000 |
| Noninterest income | 462,000 | 1,382,000 | 2,171,000 | 2,570,000 |
| Noninterest expense | 2,357,000 | 4,857,000 | 7,320,000 | 9,934,000 |
| Provision for loan losses | 0 | -135,000 | -135,000 | -1,135,000 |
| Pretax income | 651,000 | 2,214,000 | 3,246,000 | 4,596,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 646,000 | 2,209,000 | 3,241,000 | 4,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,325,000 | 24,886,000 | 25,917,000 | 25,174,000 |
| Total capital | 25,885,000 | 27,476,000 | 28,531,000 | 27,708,000 |
| Risk-weighted assets | 203,411,000 | 205,901,000 | 207,883,000 | 202,457,000 |