Call reports 2014
PLANTERS FIRST BANK — 2014
What PLANTERS FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 278,788,000 | 275,350,000 | 266,798,000 | 267,507,000 |
| Total loans | 180,039,000 | 185,738,000 | 192,802,000 | 189,835,000 |
| Allowance for loan losses | 3,787,000 | 3,714,000 | 3,851,000 | 3,888,000 |
| Securities available for sale | 28,515,000 | 27,698,000 | 26,714,000 | 25,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,476,000 | 253,591,000 | 243,167,000 | 243,158,000 |
| Interest-bearing deposits | 184,593,000 | 176,700,000 | 172,313,000 | 166,482,000 |
| Noninterest-bearing deposits | 72,883,000 | 76,891,000 | 70,854,000 | 76,676,000 |
| Equity capital | 19,087,000 | 19,617,000 | 21,900,000 | 22,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,459,000 | 8,327,000 | 11,096,000 |
| Interest expense | 220,000 | 434,000 | 643,000 | 846,000 |
| Net interest income | 2,485,000 | 5,025,000 | 7,684,000 | 10,250,000 |
| Noninterest income | 884,000 | 1,594,000 | 2,444,000 | 3,239,000 |
| Noninterest expense | 2,502,000 | 5,082,000 | 7,562,000 | 10,109,000 |
| Provision for loan losses | 106,000 | 306,000 | -818,000 | -799,000 |
| Pretax income | 761,000 | 1,231,000 | 3,394,000 | 4,189,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 756,000 | 1,226,000 | 3,389,000 | 4,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,251,000 | 19,721,000 | 21,884,000 | 22,678,000 |
| Total capital | 21,555,000 | 22,119,000 | 24,351,000 | 25,133,000 |
| Risk-weighted assets | 182,813,000 | 190,515,000 | 195,985,000 | 194,940,000 |