Call reports 2016
MARION CENTER BANK — 2016
What MARION CENTER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 267,570,000 | 270,967,000 | 272,579,000 | 272,999,000 |
| Total loans | 187,234,000 | 193,080,000 | 197,030,000 | 199,331,000 |
| Allowance for loan losses | 1,494,000 | 1,639,000 | 1,698,000 | 1,867,000 |
| Securities available for sale | 62,195,000 | 62,217,000 | 59,178,000 | 57,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,297,000 | 238,588,000 | 238,012,000 | 235,647,000 |
| Interest-bearing deposits | 197,522,000 | 193,075,000 | 190,997,000 | 191,740,000 |
| Noninterest-bearing deposits | 44,775,000 | 45,513,000 | 47,015,000 | 43,907,000 |
| Equity capital | 21,270,000 | 21,622,000 | 22,212,000 | 20,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,567,000 | 5,211,000 | 7,785,000 | 10,451,000 |
| Interest expense | 303,000 | 601,000 | 908,000 | 1,217,000 |
| Net interest income | 2,264,000 | 4,610,000 | 6,877,000 | 9,234,000 |
| Noninterest income | 180,000 | 348,000 | 612,000 | 646,000 |
| Noninterest expense | 1,754,000 | 3,766,000 | 5,501,000 | 7,488,000 |
| Provision for loan losses | 129,000 | 267,000 | 390,000 | 510,000 |
| Pretax income | 676,000 | 1,113,000 | 1,922,000 | 2,206,000 |
| Income tax | 192,000 | 300,000 | 535,000 | 595,000 |
| Net income | 484,000 | 813,000 | 1,387,000 | 1,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,826,000 | 20,902,000 | 21,432,000 | 21,223,000 |
| Total capital | 22,380,000 | 22,601,000 | 23,190,000 | 23,150,000 |
| Risk-weighted assets | 192,914,000 | 199,704,000 | 197,369,000 | 201,078,000 |