Call reports 2020
GRAND MISSOURI BANK — 2020
What GRAND MISSOURI BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 69,077,000 | 75,425,000 | 72,004,000 | 70,491,000 |
| Total loans | 54,460,000 | 55,496,000 | 54,024,000 | 50,877,000 |
| Allowance for loan losses | 174,000 | 253,000 | 353,000 | 444,000 |
| Securities available for sale | 3,587,000 | 3,472,000 | 3,294,000 | 3,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,934,000 | 66,327,000 | 63,452,000 | 62,395,000 |
| Interest-bearing deposits | 48,496,000 | 51,344,000 | 48,319,000 | 47,868,000 |
| Noninterest-bearing deposits | 11,438,000 | 14,983,000 | 15,133,000 | 14,527,000 |
| Equity capital | 7,828,000 | 7,811,000 | 7,884,000 | 7,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,995,000 | 2,946,000 | 3,791,000 |
| Interest expense | 126,000 | 259,000 | 404,000 | 485,000 |
| Net interest income | 871,000 | 1,736,000 | 2,542,000 | 3,306,000 |
| Noninterest income | 62,000 | 117,000 | 259,000 | 415,000 |
| Noninterest expense | 859,000 | 1,657,000 | 2,405,000 | 3,518,000 |
| Provision for loan losses | 84,000 | 163,000 | 263,000 | 363,000 |
| Pretax income | -10,000 | 33,000 | 133,000 | -160,000 |
| Income tax | -2,000 | 7,000 | 30,000 | -32,000 |
| Net income | -8,000 | 26,000 | 103,000 | -128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,134,000 | 6,185,000 | 6,280,000 | 6,065,000 |
| Total capital | — | — | 6,633,000 | 6,509,000 |
| Risk-weighted assets | — | — | 46,375,000 | 43,107,000 |