Call reports 2016
GRAND MISSOURI BANK — 2016
What GRAND MISSOURI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,285,000 | 68,652,000 | 66,935,000 | 73,768,000 |
| Total loans | 47,728,000 | 45,572,000 | 46,618,000 | 43,667,000 |
| Allowance for loan losses | 601,000 | 586,000 | 584,000 | 586,000 |
| Securities available for sale | 11,651,000 | 10,596,000 | 10,378,000 | 9,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,548,000 | 56,820,000 | 54,992,000 | 62,223,000 |
| Interest-bearing deposits | 48,229,000 | 45,806,000 | 43,956,000 | 50,466,000 |
| Noninterest-bearing deposits | 10,319,000 | 11,014,000 | 11,036,000 | 11,757,000 |
| Equity capital | 10,453,000 | 10,522,000 | 10,578,000 | 10,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,428,000 | 2,101,000 | 2,746,000 |
| Interest expense | 68,000 | 129,000 | 188,000 | 249,000 |
| Net interest income | 645,000 | 1,299,000 | 1,913,000 | 2,497,000 |
| Noninterest income | 25,000 | 74,000 | 136,000 | 198,000 |
| Noninterest expense | 574,000 | 1,216,000 | 1,828,000 | 2,389,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 157,000 | 221,000 | 306,000 |
| Income tax | 36,000 | 57,000 | 78,000 | 91,000 |
| Net income | 60,000 | 100,000 | 143,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,407,000 | 10,448,000 | 10,491,000 | 10,562,000 |
| Total capital | 10,949,000 | 10,980,000 | 11,036,000 | 11,085,000 |
| Risk-weighted assets | 43,281,000 | 42,504,000 | 43,580,000 | 41,777,000 |