Call reports 2015
GRAND MISSOURI BANK — 2015
What GRAND MISSOURI BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,898,000 | 69,387,000 | 66,326,000 | 76,129,000 |
| Total loans | 44,851,000 | 45,891,000 | 49,065,000 | 47,046,000 |
| Allowance for loan losses | 528,000 | 527,000 | 551,000 | 606,000 |
| Securities available for sale | 13,879,000 | 13,781,000 | 9,320,000 | 8,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,392,000 | 57,868,000 | 54,635,000 | 64,521,000 |
| Interest-bearing deposits | 48,211,000 | 47,535,000 | 43,959,000 | 53,047,000 |
| Noninterest-bearing deposits | 10,181,000 | 10,333,000 | 10,676,000 | 11,474,000 |
| Equity capital | 10,071,000 | 10,064,000 | 10,163,000 | 10,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,389,000 | 2,132,000 | 2,881,000 |
| Interest expense | 78,000 | 151,000 | 221,000 | 285,000 |
| Net interest income | 609,000 | 1,238,000 | 1,911,000 | 2,596,000 |
| Noninterest income | 69,000 | 121,000 | 180,000 | 541,000 |
| Noninterest expense | 587,000 | 1,215,000 | 1,818,000 | 2,419,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 120,000 |
| Pretax income | 91,000 | 144,000 | 248,000 | 598,000 |
| Income tax | 32,000 | 55,000 | 94,000 | 210,000 |
| Net income | 59,000 | 89,000 | 154,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,011,000 | 10,048,000 | 10,113,000 | 10,347,000 |
| Total capital | 10,528,000 | 10,575,000 | 10,663,000 | 10,881,000 |
| Risk-weighted assets | 41,361,000 | 42,292,000 | 43,964,000 | 42,664,000 |