Call reports 2016
STOCKMAN BANK OF MONTANA — 2016
What STOCKMAN BANK OF MONTANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,113,944,000 | 3,120,107,000 | 3,166,050,000 | 3,229,259,000 |
| Total loans | 2,014,663,000 | 2,168,130,000 | 2,247,211,000 | 2,244,193,000 |
| Allowance for loan losses | 35,669,000 | 36,170,000 | 35,781,000 | 37,095,000 |
| Securities available for sale | 860,877,000 | 764,009,000 | 590,073,000 | 719,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,305,925,000 | 2,335,495,000 | 2,351,284,000 | 2,432,229,000 |
| Interest-bearing deposits | 1,768,960,000 | 1,797,955,000 | 1,784,201,000 | 1,855,449,000 |
| Noninterest-bearing deposits | 536,965,000 | 537,540,000 | 567,083,000 | 576,780,000 |
| Equity capital | 302,329,000 | 308,930,000 | 316,033,000 | 316,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 29,222,000 | 58,933,000 | 90,498,000 | 122,491,000 |
| Interest expense | 4,043,000 | 7,774,000 | 11,600,000 | 15,606,000 |
| Net interest income | 25,179,000 | 51,159,000 | 78,898,000 | 106,885,000 |
| Noninterest income | 5,067,000 | 11,056,000 | 17,699,000 | 23,970,000 |
| Noninterest expense | 15,721,000 | 32,582,000 | 49,787,000 | 66,118,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 3,000,000 | 6,000,000 |
| Pretax income | 13,868,000 | 28,279,000 | 45,281,000 | 60,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,868,000 | 28,279,000 | 45,281,000 | 60,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 285,189,000 | 290,574,000 | 299,149,000 | 304,051,000 |
| Total capital | 314,501,000 | 320,860,000 | 330,664,000 | 335,904,000 |
| Risk-weighted assets | 2,338,575,000 | 2,417,026,000 | 2,516,926,000 | 2,542,972,000 |