Call reports 2015
STOCKMAN BANK OF MONTANA — 2015
What STOCKMAN BANK OF MONTANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,020,944,000 | 3,039,442,000 | 3,086,549,000 | 3,203,045,000 |
| Total loans | 1,874,043,000 | 2,004,227,000 | 2,065,452,000 | 2,010,708,000 |
| Allowance for loan losses | 33,089,000 | 33,952,000 | 34,470,000 | 35,157,000 |
| Securities available for sale | 918,554,000 | 796,993,000 | 785,752,000 | 968,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,166,813,000 | 2,158,534,000 | 2,187,715,000 | 2,284,941,000 |
| Interest-bearing deposits | 1,653,837,000 | 1,648,972,000 | 1,654,375,000 | 1,743,149,000 |
| Noninterest-bearing deposits | 512,976,000 | 509,562,000 | 533,340,000 | 541,792,000 |
| Equity capital | 282,687,000 | 286,926,000 | 294,787,000 | 293,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 26,512,000 | 54,802,000 | 84,342,000 | 114,100,000 |
| Interest expense | 3,906,000 | 7,603,000 | 11,308,000 | 15,058,000 |
| Net interest income | 22,606,000 | 47,199,000 | 73,034,000 | 99,042,000 |
| Noninterest income | 4,936,000 | 10,816,000 | 16,910,000 | 22,122,000 |
| Noninterest expense | 13,777,000 | 29,827,000 | 46,527,000 | 60,658,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 13,155,000 | 27,075,000 | 41,553,000 | 58,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,155,000 | 27,075,000 | 41,553,000 | 58,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,109,000 | 270,327,000 | 277,075,000 | 281,181,000 |
| Total capital | 292,724,000 | 299,125,000 | 306,408,000 | 310,254,000 |
| Risk-weighted assets | 2,203,719,000 | 2,298,675,000 | 2,341,480,000 | 2,319,727,000 |