Call reports 2025
BANCORP BANK NATIONAL ASSOCIATION, THE — 2025
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,385,015,000 | 8,826,561,000 | 8,577,059,000 | 9,349,048,000 |
| Total loans | 6,591,731,000 | 6,720,909,000 | 6,815,297,000 | 7,256,065,000 |
| Allowance for loan losses | 52,497,000 | 59,393,000 | 64,152,000 | 66,200,000 |
| Securities available for sale | 1,488,184,000 | 1,481,500,000 | 1,384,256,000 | 1,671,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,374,080,000 | 7,773,842,000 | 7,426,751,000 | 8,176,103,000 |
| Interest-bearing deposits | 960,508,000 | 525,857,000 | 516,441,000 | 902,919,000 |
| Noninterest-bearing deposits | 7,413,572,000 | 7,247,985,000 | 6,910,310,000 | 7,273,184,000 |
| Equity capital | 911,566,000 | 942,701,000 | 873,849,000 | 870,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 139,608,000 | 282,557,000 | 418,755,000 | 550,587,000 |
| Interest expense | 14,124,000 | 21,964,000 | 28,157,000 | 34,334,000 |
| Net interest income | 125,484,000 | 260,593,000 | 390,598,000 | 516,253,000 |
| Noninterest income | 83,641,000 | 167,384,000 | 248,394,000 | 329,086,000 |
| Noninterest expense | 80,827,000 | 168,801,000 | 253,592,000 | 334,295,000 |
| Provision for loan losses | 46,741,000 | 91,469,000 | 137,012,000 | 178,276,000 |
| Pretax income | 81,446,000 | 167,960,000 | 249,132,000 | 333,350,000 |
| Income tax | 18,065,000 | 37,893,000 | 56,121,000 | 81,191,000 |
| Net income | 63,381,000 | 130,067,000 | 193,011,000 | 252,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 912,252,000 | 940,038,000 | 864,080,000 | 858,328,000 |
| Total capital | 966,888,000 | 1,001,206,000 | 929,517,000 | 925,974,000 |
| Risk-weighted assets | 5,952,535,000 | 5,949,667,000 | 5,895,490,000 | 6,119,755,000 |