Call reports 2023
BANCORP BANK NATIONAL ASSOCIATION, THE — 2023
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,609,296,000 | 7,533,245,000 | 7,456,896,000 | 7,693,130,000 |
| Total loans | 5,847,681,000 | 5,664,156,000 | 5,578,575,000 | 5,693,905,000 |
| Allowance for loan losses | 23,794,000 | 23,284,000 | 24,145,000 | 27,378,000 |
| Securities available for sale | 787,429,000 | 776,410,000 | 756,636,000 | 747,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,720,705,000 | 6,635,432,000 | 6,514,075,000 | 6,689,804,000 |
| Interest-bearing deposits | 1,386,322,000 | 1,266,259,000 | 967,555,000 | 952,735,000 |
| Noninterest-bearing deposits | 5,334,383,000 | 5,369,173,000 | 5,546,520,000 | 5,737,069,000 |
| Equity capital | 809,313,000 | 834,939,000 | 861,380,000 | 893,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 122,050,000 | 248,211,000 | 377,052,000 | 509,000,000 |
| Interest expense | 15,306,000 | 29,181,000 | 41,411,000 | 53,100,000 |
| Net interest income | 106,744,000 | 219,030,000 | 335,641,000 | 455,900,000 |
| Noninterest income | 27,973,000 | 56,817,000 | 83,465,000 | 110,455,000 |
| Noninterest expense | 62,765,000 | 133,189,000 | 203,793,000 | 272,839,000 |
| Provision for loan losses | 2,198,000 | 2,624,000 | 4,408,000 | 8,465,000 |
| Pretax income | 70,045,000 | 140,390,000 | 211,293,000 | 275,182,000 |
| Income tax | 15,750,000 | 32,968,000 | 49,282,000 | 68,342,000 |
| Net income | 54,295,000 | 107,422,000 | 162,011,000 | 206,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 833,800,000 | 862,028,000 | 891,715,000 | 911,644,000 |
| Total capital | 860,058,000 | 887,710,000 | 918,226,000 | 941,646,000 |
| Risk-weighted assets | 5,230,439,000 | 5,172,413,000 | 5,166,824,000 | 5,255,442,000 |