Call reports 2022
BANCORP BANK NATIONAL ASSOCIATION, THE — 2022
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,084,107,000 | 7,108,771,000 | 7,766,935,000 | 7,897,432,000 |
| Total loans | 5,348,634,000 | 5,750,190,000 | 6,085,416,000 | 6,075,996,000 |
| Allowance for loan losses | 20,326,000 | 19,087,000 | 19,689,000 | 22,374,000 |
| Securities available for sale | 907,338,000 | 826,616,000 | 790,594,000 | 766,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,278,566,000 | 5,915,994,000 | 6,928,595,000 | 7,048,823,000 |
| Interest-bearing deposits | 1,252,664,000 | 979,770,000 | 1,478,999,000 | 1,778,768,000 |
| Noninterest-bearing deposits | 5,025,901,000 | 4,936,224,000 | 5,449,596,000 | 5,270,055,000 |
| Equity capital | 701,842,000 | 721,735,000 | 745,551,000 | 776,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 55,854,000 | 117,463,000 | 200,879,000 | 307,291,000 |
| Interest expense | 762,000 | 3,715,000 | 11,730,000 | 25,577,000 |
| Net interest income | 55,092,000 | 113,748,000 | 189,149,000 | 281,714,000 |
| Noninterest income | 28,569,000 | 56,523,000 | 79,950,000 | 105,706,000 |
| Noninterest expense | 37,420,000 | 80,980,000 | 132,806,000 | 188,107,000 |
| Provision for loan losses | 2,778,000 | 2,198,000 | 2,891,000 | 5,741,000 |
| Pretax income | 41,276,000 | 85,776,000 | 131,956,000 | 192,199,000 |
| Income tax | 9,856,000 | 21,422,000 | 33,251,000 | 50,700,000 |
| Net income | 31,420,000 | 64,354,000 | 98,705,000 | 141,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 709,030,000 | 742,063,000 | 776,513,000 | 804,406,000 |
| Total capital | 729,356,000 | 763,853,000 | 799,043,000 | 829,540,000 |
| Risk-weighted assets | 4,659,722,000 | 5,000,900,000 | 5,272,332,000 | 5,381,034,000 |