Call reports 2021
BANCORP BANK NATIONAL ASSOCIATION, THE — 2021
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 7,753,277,000 | 6,562,652,000 | 6,279,844,000 | 6,847,710,000 |
| Total loans | 4,693,074,000 | 4,681,431,000 | 4,756,121,000 | 5,138,200,000 |
| Allowance for loan losses | 16,419,000 | 15,292,000 | 16,159,000 | 17,806,000 |
| Securities available for sale | 1,128,460,000 | 1,106,076,000 | 1,054,223,000 | 953,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,020,114,000 | 5,773,863,000 | 5,191,051,000 | 6,045,296,000 |
| Interest-bearing deposits | 1,210,093,000 | 1,010,498,000 | 576,675,000 | 643,518,000 |
| Noninterest-bearing deposits | 5,810,021,000 | 4,763,364,000 | 4,614,375,000 | 5,401,777,000 |
| Equity capital | 601,971,000 | 635,094,000 | 663,419,000 | 686,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 56,924,000 | 113,903,000 | 167,403,000 | 222,115,000 |
| Interest expense | 895,000 | 1,724,000 | 2,260,000 | 2,755,000 |
| Net interest income | 56,029,000 | 112,179,000 | 165,143,000 | 219,360,000 |
| Noninterest income | 24,081,000 | 49,942,000 | 76,530,000 | 104,441,000 |
| Noninterest expense | 40,349,000 | 82,566,000 | 120,404,000 | 161,685,000 |
| Provision for loan losses | 589,000 | -260,000 | 1,192,000 | 2,515,000 |
| Pretax income | 38,932,000 | 79,678,000 | 119,778,000 | 158,999,000 |
| Income tax | 9,066,000 | 16,906,000 | 25,195,000 | 36,838,000 |
| Net income | 29,770,000 | 62,954,000 | 94,831,000 | 122,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 584,744,000 | 618,026,000 | 650,005,000 | 677,644,000 |
| Total capital | 601,163,000 | 633,318,000 | 666,164,000 | 695,450,000 |
| Risk-weighted assets | 3,913,571,000 | 3,924,953,000 | 3,991,027,000 | 4,373,710,000 |