Call reports 2020
BANCORP BANK NATIONAL ASSOCIATION, THE — 2020
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,460,965,000 | 6,223,857,000 | 6,180,358,000 | 6,280,420,000 |
| Total loans | 3,813,213,000 | 4,232,128,000 | 4,437,097,000 | 4,554,451,000 |
| Allowance for loan losses | 14,883,000 | 14,624,000 | 15,727,000 | 16,082,000 |
| Securities available for sale | 1,353,277,000 | 1,324,447,000 | 1,264,903,000 | 1,206,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,704,706,000 | 5,558,519,000 | 5,499,980,000 | 5,573,284,000 |
| Interest-bearing deposits | 649,923,000 | 734,550,000 | 801,446,000 | 594,137,000 |
| Noninterest-bearing deposits | 4,054,783,000 | 4,823,970,000 | 4,698,534,000 | 4,979,147,000 |
| Equity capital | 489,397,000 | 524,744,000 | 551,207,000 | 575,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 51,466,000 | 103,365,000 | 155,841,000 | 210,779,000 |
| Interest expense | 4,910,000 | 5,793,000 | 6,771,000 | 7,758,000 |
| Net interest income | 46,556,000 | 97,572,000 | 149,070,000 | 203,021,000 |
| Noninterest income | 16,599,000 | 36,965,000 | 61,316,000 | 84,617,000 |
| Noninterest expense | 40,652,000 | 82,026,000 | 121,966,000 | 163,081,000 |
| Provision for loan losses | 3,363,000 | 4,206,000 | 5,796,000 | 6,125,000 |
| Pretax income | 19,140,000 | 48,305,000 | 82,623,000 | 118,206,000 |
| Income tax | 4,352,000 | 11,139,000 | 19,033,000 | 27,688,000 |
| Net income | 14,218,000 | 36,381,000 | 62,928,000 | 90,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 479,051,000 | 501,315,000 | 527,960,000 | 555,138,000 |
| Total capital | 493,934,000 | 515,940,000 | 543,687,000 | 571,220,000 |
| Risk-weighted assets | 2,883,894,000 | 3,440,732,000 | 3,761,453,000 | 3,889,353,000 |