Call reports 2019
BANCORP BANK NATIONAL ASSOCIATION, THE — 2019
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,627,258,000 | 4,605,046,000 | 4,947,051,000 | 5,662,064,000 |
| Total loans | 2,239,391,000 | 2,637,415,000 | 2,308,727,000 | 3,120,670,000 |
| Allowance for loan losses | 9,954,000 | 9,989,000 | 10,360,000 | 10,238,000 |
| Securities available for sale | 1,368,603,000 | 1,361,780,000 | 1,382,437,000 | 1,320,692,000 |
| Securities held to maturity | 84,428,000 | 84,413,000 | 84,400,000 | 84,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,039,018,000 | 4,005,352,000 | 4,358,980,000 | 5,065,277,000 |
| Interest-bearing deposits | 319,558,000 | 289,759,000 | 760,030,000 | 1,355,838,000 |
| Noninterest-bearing deposits | 3,719,459,000 | 3,715,593,000 | 3,598,950,000 | 3,709,439,000 |
| Equity capital | 425,219,000 | 449,027,000 | 475,509,000 | 475,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 43,577,000 | 87,658,000 | 136,033,000 | 179,568,000 |
| Interest expense | 908,000 | 1,844,000 | 5,201,000 | 8,584,000 |
| Net interest income | 42,669,000 | 85,814,000 | 130,832,000 | 170,984,000 |
| Noninterest income | 30,365,000 | 50,114,000 | 83,629,000 | 104,127,000 |
| Noninterest expense | 46,002,000 | 92,077,000 | 139,767,000 | 190,672,000 |
| Provision for loan losses | 1,700,000 | 2,300,000 | 2,950,000 | 4,400,000 |
| Pretax income | 25,332,000 | 41,551,000 | 71,744,000 | 80,039,000 |
| Income tax | 6,035,000 | 9,610,000 | 17,585,000 | 21,225,000 |
| Net income | 19,816,000 | 33,216,000 | 55,460,000 | 59,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 427,576,000 | 441,312,000 | 463,890,000 | 467,796,000 |
| Total capital | 437,530,000 | 451,301,000 | 474,250,000 | 478,034,000 |
| Risk-weighted assets | 1,845,543,000 | 2,188,738,000 | 1,891,909,000 | 2,500,846,000 |