Call reports 2018
BANCORP BANK NATIONAL ASSOCIATION, THE — 2018
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,359,126,000 | 4,215,194,000 | 4,364,084,000 | 4,437,919,000 |
| Total loans | 2,066,393,000 | 2,164,903,000 | 2,001,839,000 | 2,363,592,000 |
| Allowance for loan losses | 7,285,000 | 8,014,000 | 8,092,000 | 8,652,000 |
| Securities available for sale | 1,381,022,000 | 1,305,495,000 | 1,274,417,000 | 1,236,324,000 |
| Securities held to maturity | 86,369,000 | 86,354,000 | 84,433,000 | 84,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,970,197,000 | 3,813,995,000 | 3,872,439,000 | 3,949,764,000 |
| Interest-bearing deposits | 779,410,000 | 780,785,000 | 602,570,000 | 303,856,000 |
| Noninterest-bearing deposits | 3,190,787,000 | 3,033,210,000 | 3,269,869,000 | 3,645,908,000 |
| Equity capital | 319,030,000 | 322,128,000 | 381,906,000 | 396,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 35,307,000 | 70,667,000 | 109,322,000 | 147,960,000 |
| Interest expense | 1,194,000 | 2,227,000 | 4,272,000 | 4,988,000 |
| Net interest income | 34,113,000 | 68,440,000 | 105,050,000 | 142,972,000 |
| Noninterest income | 29,024,000 | 46,063,000 | 137,019,000 | 153,199,000 |
| Noninterest expense | 41,863,000 | 82,572,000 | 124,075,000 | 168,119,000 |
| Provision for loan losses | 700,000 | 1,600,000 | 2,660,000 | 3,585,000 |
| Pretax income | 20,600,000 | 30,357,000 | 115,375,000 | 124,508,000 |
| Income tax | 5,399,000 | 7,607,000 | 29,550,000 | 32,242,000 |
| Net income | 15,320,000 | 22,854,000 | 85,906,000 | 93,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 328,336,000 | 336,206,000 | 399,592,000 | 407,425,000 |
| Total capital | 335,621,000 | 344,220,000 | 407,684,000 | 416,077,000 |
| Risk-weighted assets | 1,831,336,000 | 1,851,256,000 | 1,702,689,000 | 1,980,184,000 |