Call reports 2017
BANCORP BANK NATIONAL ASSOCIATION, THE — 2017
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,373,896,000 | 4,307,326,000 | 3,991,410,000 | 4,704,808,000 |
| Total loans | 2,053,082,000 | 2,216,319,000 | 2,031,716,000 | 2,165,596,000 |
| Allowance for loan losses | 7,293,000 | 7,353,000 | 7,283,000 | 7,095,000 |
| Securities available for sale | 1,215,892,000 | 1,149,115,000 | 1,196,955,000 | 1,294,484,000 |
| Securities held to maturity | 93,442,000 | 93,419,000 | 86,402,000 | 86,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,049,552,000 | 3,890,444,000 | 3,580,249,000 | 4,276,078,000 |
| Interest-bearing deposits | 821,868,000 | 739,805,000 | 731,496,000 | 730,771,000 |
| Noninterest-bearing deposits | 3,227,684,000 | 3,150,638,000 | 2,848,754,000 | 3,545,307,000 |
| Equity capital | 298,288,000 | 324,356,000 | 332,538,000 | 312,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 28,437,000 | 59,250,000 | 91,164,000 | 122,008,000 |
| Interest expense | 1,203,000 | 2,216,000 | 3,385,000 | 4,488,000 |
| Net interest income | 27,234,000 | 57,034,000 | 87,779,000 | 117,520,000 |
| Noninterest income | 23,994,000 | 45,000,000 | 73,500,000 | 93,023,000 |
| Noninterest expense | 39,085,000 | 78,136,000 | 123,983,000 | 162,376,000 |
| Provision for loan losses | 1,000,000 | 1,350,000 | 2,150,000 | 2,920,000 |
| Pretax income | 11,646,000 | 23,637,000 | 36,741,000 | 47,478,000 |
| Income tax | 4,010,000 | -7,405,000 | -1,659,000 | 25,831,000 |
| Net income | 9,295,000 | 33,969,000 | 41,837,000 | 25,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 295,485,000 | 320,281,000 | 328,413,000 | 313,649,000 |
| Total capital | 302,779,000 | 327,634,000 | 335,696,000 | 320,744,000 |
| Risk-weighted assets | 2,069,171,000 | 2,129,068,000 | 2,058,138,000 | 1,933,105,000 |