Call reports 2016
BANCORP BANK NATIONAL ASSOCIATION, THE — 2016
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,360,078,000 | 4,387,348,000 | 4,202,310,000 | 4,829,553,000 |
| Total loans | 1,951,257,000 | 2,094,766,000 | 2,126,408,000 | 2,226,447,000 |
| Allowance for loan losses | 4,378,000 | 5,398,000 | 6,058,000 | 6,331,000 |
| Securities available for sale | 1,252,755,000 | 1,328,692,000 | 1,334,927,000 | 1,248,610,000 |
| Securities held to maturity | 93,550,000 | 93,537,000 | 93,494,000 | 93,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,008,312,000 | 4,071,292,000 | 3,775,287,000 | 4,246,542,000 |
| Interest-bearing deposits | 946,934,000 | 1,053,931,000 | 990,158,000 | 967,392,000 |
| Noninterest-bearing deposits | 3,061,378,000 | 3,017,362,000 | 2,785,129,000 | 3,279,149,000 |
| Equity capital | 301,635,000 | 272,218,000 | 326,672,000 | 286,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,648,000 | 47,595,000 | 75,043,000 | 102,929,000 |
| Interest expense | 1,198,000 | 2,367,000 | 4,366,000 | 5,589,000 |
| Net interest income | 22,450,000 | 45,228,000 | 70,677,000 | 97,340,000 |
| Noninterest income | 15,288,000 | 19,324,000 | 39,984,000 | 34,623,000 |
| Noninterest expense | 55,454,000 | 112,998,000 | 157,560,000 | 200,569,000 |
| Provision for loan losses | 0 | 1,060,000 | 1,810,000 | 3,360,000 |
| Pretax income | -15,690,000 | -47,356,000 | -45,578,000 | -68,795,000 |
| Income tax | -5,293,000 | -15,800,000 | -15,840,000 | -12,993,000 |
| Net income | -10,636,000 | -45,445,000 | -67,648,000 | -95,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,523,000 | 259,628,000 | 315,635,000 | 287,017,000 |
| Total capital | 298,901,000 | 265,026,000 | 321,693,000 | 293,348,000 |
| Risk-weighted assets | 2,143,137,000 | 2,200,294,000 | 2,167,998,000 | 2,149,924,000 |