Call reports 2015
BANCORP BANK NATIONAL ASSOCIATION, THE — 2015
What BANCORP BANK NATIONAL ASSOCIATION, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,841,203,000 | 4,656,905,000 | 4,713,589,000 | 4,762,861,000 |
| Total loans | 1,930,323,000 | 1,880,842,000 | 1,937,800,000 | 2,136,959,000 |
| Allowance for loan losses | 4,243,000 | 4,352,000 | 4,194,000 | 4,400,000 |
| Securities available for sale | 1,442,666,000 | 1,370,028,000 | 1,316,705,000 | 1,070,097,000 |
| Securities held to maturity | 93,662,000 | 93,649,000 | 93,604,000 | 93,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,499,961,000 | 4,325,265,000 | 4,386,377,000 | 4,424,196,000 |
| Interest-bearing deposits | 1,941,837,000 | 1,982,341,000 | 2,053,589,000 | 1,602,446,000 |
| Noninterest-bearing deposits | 2,558,124,000 | 2,342,924,000 | 2,332,788,000 | 2,821,750,000 |
| Equity capital | 308,477,000 | 302,826,000 | 299,379,000 | 306,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,714,000 | 40,088,000 | 61,280,000 | 83,527,000 |
| Interest expense | 1,591,000 | 3,099,000 | 4,667,000 | 6,589,000 |
| Net interest income | 18,123,000 | 36,989,000 | 56,613,000 | 76,938,000 |
| Noninterest income | 19,515,000 | 42,943,000 | 59,506,000 | 114,172,000 |
| Noninterest expense | 40,777,000 | 86,480,000 | 135,749,000 | 194,428,000 |
| Provision for loan losses | 665,000 | 1,175,000 | 1,800,000 | 2,100,000 |
| Pretax income | -3,724,000 | -7,450,000 | -21,492,000 | 9,017,000 |
| Income tax | -2,616,000 | -5,287,000 | -10,814,000 | 1,097,000 |
| Net income | 912,000 | 2,530,000 | -3,943,000 | 15,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 287,836,000 | 288,585,000 | 280,192,000 | 305,960,000 |
| Total capital | 292,079,000 | 292,937,000 | 284,386,000 | 310,360,000 |
| Risk-weighted assets | 2,358,266,000 | 2,228,829,000 | 2,086,020,000 | 2,189,718,000 |