Call reports 2018
FIRST STATE BANK OF WARNER, SOUTH DAKOTA — 2018
What FIRST STATE BANK OF WARNER, SOUTH DAKOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 78,485,000 | 82,838,000 |
| Total loans | 64,949,000 | 70,363,000 |
| Allowance for loan losses | 19,000 | 427,000 |
| Securities available for sale | 4,831,000 | 4,715,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 60,906,000 | 58,158,000 |
| Interest-bearing deposits | 46,555,000 | 45,790,000 |
| Noninterest-bearing deposits | 14,351,000 | 12,368,000 |
| Equity capital | 11,337,000 | 11,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 1,008,000 | 2,026,000 |
| Interest expense | 100,000 | 238,000 |
| Net interest income | 908,000 | 1,788,000 |
| Noninterest income | 76,000 | 222,000 |
| Noninterest expense | 538,000 | 1,028,000 |
| Provision for loan losses | 0 | 400,000 |
| Pretax income | 446,000 | 582,000 |
| Income tax | 27,000 | 27,000 |
| Net income | 419,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 8,352,000 | 8,539,000 |
| Total capital | 8,371,000 | 8,966,000 |
| Risk-weighted assets | 70,570,000 | 75,107,000 |