Call reports 2017
FIRST STATE BANK OF WARNER, SOUTH DAKOTA — 2017
What FIRST STATE BANK OF WARNER, SOUTH DAKOTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,090,000 | 68,459,000 | 70,105,000 | 78,270,000 |
| Total loans | 51,322,000 | 57,286,000 | 55,776,000 | 61,752,000 |
| Allowance for loan losses | 746,000 | 820,000 | 4,000 | 11,000 |
| Securities available for sale | 5,552,000 | 5,448,000 | 5,109,000 | 5,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,091,000 | 51,669,000 | 57,961,000 | 64,550,000 |
| Interest-bearing deposits | 41,128,000 | 38,809,000 | 37,448,000 | 41,178,000 |
| Noninterest-bearing deposits | 14,963,000 | 12,860,000 | 20,513,000 | 23,372,000 |
| Equity capital | 7,277,000 | 7,208,000 | 10,801,000 | 10,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,583,000 | 657,000 | 1,508,000 |
| Interest expense | 53,000 | 120,000 | 33,000 | 77,000 |
| Net interest income | 734,000 | 1,463,000 | 624,000 | 1,431,000 |
| Noninterest income | 113,000 | 307,000 | 36,000 | 69,000 |
| Noninterest expense | 540,000 | 1,494,000 | 333,000 | 955,000 |
| Provision for loan losses | 0 | 65,000 | 0 | 0 |
| Pretax income | 307,000 | 211,000 | 327,000 | 545,000 |
| Income tax | 14,000 | 16,000 | -11,000 | 18,000 |
| Net income | 293,000 | 195,000 | 338,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,217,000 | 7,119,000 | 8,043,000 | 8,283,000 |
| Total capital | 7,927,000 | 7,900,000 | 8,047,000 | 8,294,000 |
| Risk-weighted assets | 56,762,000 | 62,500,000 | 61,591,000 | 68,041,000 |