Call reports 2016
FIRST STATE BANK OF WARNER, SOUTH DAKOTA — 2016
What FIRST STATE BANK OF WARNER, SOUTH DAKOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,628,000 | 60,303,000 | 64,946,000 | 66,310,000 |
| Total loans | 46,918,000 | 49,263,000 | 53,922,000 | 54,178,000 |
| Allowance for loan losses | 759,000 | 725,000 | 730,000 | 743,000 |
| Securities available for sale | 6,145,000 | 6,274,000 | 6,093,000 | 5,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,017,000 | 52,950,000 | 53,442,000 | 58,337,000 |
| Interest-bearing deposits | 41,675,000 | 39,609,000 | 40,183,000 | 40,187,000 |
| Noninterest-bearing deposits | 15,342,000 | 13,341,000 | 13,259,000 | 18,150,000 |
| Equity capital | 6,412,000 | 6,763,000 | 7,278,000 | 7,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,463,000 | 2,240,000 | 2,977,000 |
| Interest expense | 47,000 | 91,000 | 143,000 | 196,000 |
| Net interest income | 708,000 | 1,372,000 | 2,097,000 | 2,781,000 |
| Noninterest income | 90,000 | 212,000 | 527,000 | 565,000 |
| Noninterest expense | 508,000 | 971,000 | 1,431,000 | 1,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 613,000 | 1,193,000 | 1,364,000 |
| Income tax | -3,000 | 12,000 | 35,000 | 31,000 |
| Net income | 293,000 | 601,000 | 1,158,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,289,000 | 6,597,000 | 7,124,000 | 7,224,000 |
| Total capital | 6,959,000 | 7,263,000 | 7,854,000 | 7,967,000 |
| Risk-weighted assets | 53,481,000 | 53,209,000 | 58,388,000 | 60,059,000 |