Call reports 2015
FIRST STATE BANK OF WARNER, SOUTH DAKOTA — 2015
What FIRST STATE BANK OF WARNER, SOUTH DAKOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,563,000 | 62,010,000 | 65,753,000 | 66,680,000 |
| Total loans | 46,689,000 | 51,214,000 | 52,427,000 | 50,939,000 |
| Allowance for loan losses | 726,000 | 737,000 | 746,000 | 754,000 |
| Securities available for sale | 5,744,000 | 5,770,000 | 5,814,000 | 6,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,520,000 | 53,934,000 | 53,909,000 | 59,611,000 |
| Interest-bearing deposits | 36,359,000 | 40,267,000 | 40,654,000 | 43,270,000 |
| Noninterest-bearing deposits | 16,161,000 | 13,667,000 | 13,255,000 | 16,341,000 |
| Equity capital | 6,185,000 | 6,204,000 | 6,706,000 | 6,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,423,000 | 2,213,000 | 2,952,000 |
| Interest expense | 32,000 | 72,000 | 119,000 | 166,000 |
| Net interest income | 629,000 | 1,351,000 | 2,094,000 | 2,786,000 |
| Noninterest income | 106,000 | 215,000 | 397,000 | 439,000 |
| Noninterest expense | 474,000 | 934,000 | 1,362,000 | 1,930,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 632,000 | 1,129,000 | 1,295,000 |
| Income tax | 16,000 | 31,000 | 53,000 | 73,000 |
| Net income | 245,000 | 601,000 | 1,076,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,059,000 | 6,125,000 | 6,599,000 | 6,746,000 |
| Total capital | 6,678,000 | 6,796,000 | 7,345,000 | 7,489,000 |
| Risk-weighted assets | 49,392,000 | 53,574,000 | 59,730,000 | 59,440,000 |