Call reports 2019
FIRST BANK & TRUST — 2019
What FIRST BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 973,773,000 | 1,010,831,000 | 1,023,008,000 | 1,024,331,000 |
| Total loans | 769,243,000 | 797,937,000 | 794,479,000 | 810,953,000 |
| Allowance for loan losses | 9,522,000 | 9,923,000 | 10,153,000 | 10,271,000 |
| Securities available for sale | 77,662,000 | 75,630,000 | 112,341,000 | 122,279,000 |
| Securities held to maturity | 14,735,000 | 13,693,000 | 14,184,000 | 13,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 840,059,000 | 872,851,000 | 883,198,000 | 882,421,000 |
| Interest-bearing deposits | 697,185,000 | 723,657,000 | 702,327,000 | 729,802,000 |
| Noninterest-bearing deposits | 142,874,000 | 149,194,000 | 180,872,000 | 152,619,000 |
| Equity capital | 117,937,000 | 121,048,000 | 123,736,000 | 126,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,045,000 | 26,551,000 | 40,483,000 | 54,111,000 |
| Interest expense | 2,492,000 | 5,073,000 | 7,708,000 | 10,134,000 |
| Net interest income | 10,553,000 | 21,478,000 | 32,775,000 | 43,977,000 |
| Noninterest income | 2,437,000 | 5,522,000 | 8,865,000 | 11,652,000 |
| Noninterest expense | 8,739,000 | 17,657,000 | 26,767,000 | 35,215,000 |
| Provision for loan losses | 375,000 | 875,000 | 1,250,000 | 2,100,000 |
| Pretax income | 3,876,000 | 8,468,000 | 13,623,000 | 18,314,000 |
| Income tax | 924,000 | 2,034,000 | 3,277,000 | 4,335,000 |
| Net income | 2,952,000 | 6,434,000 | 10,346,000 | 13,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,659,000 | 102,546,000 | 105,661,000 | 108,698,000 |
| Total capital | 109,181,000 | 112,469,000 | 115,814,000 | 118,969,000 |
| Risk-weighted assets | 808,250,000 | 833,816,000 | 847,606,000 | 855,675,000 |