Call reports 2018
FIRST BANK & TRUST — 2018
What FIRST BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 909,249,000 | 932,833,000 | 917,146,000 | 980,369,000 |
| Total loans | 770,162,000 | 786,783,000 | 784,851,000 | 778,129,000 |
| Allowance for loan losses | 9,380,000 | 9,501,000 | 9,552,000 | 9,623,000 |
| Securities available for sale | 42,690,000 | 43,877,000 | 44,763,000 | 46,020,000 |
| Securities held to maturity | 14,046,000 | 13,409,000 | 14,429,000 | 15,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,502,000 | 808,100,000 | 786,279,000 | 848,395,000 |
| Interest-bearing deposits | 613,721,000 | 660,742,000 | 642,732,000 | 690,706,000 |
| Noninterest-bearing deposits | 151,781,000 | 147,358,000 | 143,547,000 | 157,689,000 |
| Equity capital | 107,733,000 | 110,325,000 | 112,813,000 | 115,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,018,000 | 24,746,000 | 37,882,000 | 51,295,000 |
| Interest expense | 1,232,000 | 2,873,000 | 4,814,000 | 7,074,000 |
| Net interest income | 10,786,000 | 21,873,000 | 33,068,000 | 44,221,000 |
| Noninterest income | 2,344,000 | 5,102,000 | 7,665,000 | 10,280,000 |
| Noninterest expense | 8,355,000 | 16,943,000 | 25,671,000 | 35,137,000 |
| Provision for loan losses | 300,000 | 554,000 | 719,000 | 994,000 |
| Pretax income | 4,475,000 | 9,478,000 | 14,343,000 | 18,137,000 |
| Income tax | 1,068,000 | 2,270,000 | 3,439,000 | 4,167,000 |
| Net income | 3,407,000 | 7,208,000 | 10,904,000 | 13,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,475,000 | 91,581,000 | 94,582,000 | 97,151,000 |
| Total capital | 97,855,000 | 101,082,000 | 104,134,000 | 106,774,000 |
| Risk-weighted assets | 789,184,000 | 805,578,000 | 805,429,000 | 813,661,000 |