Call reports 2017
FIRST BANK & TRUST — 2017
What FIRST BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 886,146,000 | 887,512,000 | 896,658,000 | 917,193,000 |
| Total loans | 680,008,000 | 736,035,000 | 741,314,000 | 763,579,000 |
| Allowance for loan losses | 7,819,000 | 8,627,000 | 8,866,000 | 9,136,000 |
| Securities available for sale | 41,082,000 | 45,333,000 | 44,472,000 | 43,220,000 |
| Securities held to maturity | 16,122,000 | 16,263,000 | 16,237,000 | 14,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,651,000 | 744,899,000 | 765,761,000 | 792,738,000 |
| Interest-bearing deposits | 578,260,000 | 601,779,000 | 585,083,000 | 627,987,000 |
| Noninterest-bearing deposits | 184,391,000 | 143,120,000 | 180,679,000 | 164,751,000 |
| Equity capital | 96,993,000 | 99,337,000 | 102,658,000 | 105,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,777,000 | 20,197,000 | 31,661,000 | 43,489,000 |
| Interest expense | 829,000 | 1,789,000 | 2,829,000 | 3,929,000 |
| Net interest income | 8,948,000 | 18,408,000 | 28,832,000 | 39,560,000 |
| Noninterest income | 2,564,000 | 5,194,000 | 8,260,000 | 10,929,000 |
| Noninterest expense | 7,433,000 | 15,240,000 | 23,230,000 | 32,020,000 |
| Provision for loan losses | 297,000 | 1,197,000 | 1,442,000 | 1,992,000 |
| Pretax income | 3,769,000 | 7,153,000 | 12,407,000 | 16,464,000 |
| Income tax | 1,342,000 | 2,526,000 | 4,407,000 | 5,131,000 |
| Net income | 2,427,000 | 4,627,000 | 8,000,000 | 11,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,075,000 | 80,656,000 | 84,399,000 | 86,720,000 |
| Total capital | 88,894,000 | 89,283,000 | 93,265,000 | 95,856,000 |
| Risk-weighted assets | 712,564,000 | 766,872,000 | 779,812,000 | 798,766,000 |