Call reports 2016
FIRST BANK & TRUST — 2016
What FIRST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 765,916,000 | 802,281,000 | 808,649,000 | 889,889,000 |
| Total loans | 600,908,000 | 643,508,000 | 650,043,000 | 667,755,000 |
| Allowance for loan losses | 6,947,000 | 7,355,000 | 7,454,000 | 7,679,000 |
| Securities available for sale | 31,279,000 | 33,286,000 | 37,131,000 | 37,001,000 |
| Securities held to maturity | 14,611,000 | 13,777,000 | 13,749,000 | 14,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,658,000 | 687,740,000 | 691,467,000 | 769,831,000 |
| Interest-bearing deposits | 514,733,000 | 501,531,000 | 530,812,000 | 553,391,000 |
| Noninterest-bearing deposits | 140,925,000 | 186,210,000 | 160,655,000 | 216,441,000 |
| Equity capital | 87,629,000 | 89,846,000 | 92,536,000 | 94,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,816,000 | 18,827,000 | 28,847,000 | 38,734,000 |
| Interest expense | 691,000 | 1,410,000 | 2,181,000 | 2,984,000 |
| Net interest income | 8,125,000 | 17,417,000 | 26,666,000 | 35,750,000 |
| Noninterest income | 2,141,000 | 4,740,000 | 7,990,000 | 10,851,000 |
| Noninterest expense | 6,556,000 | 13,779,000 | 21,319,000 | 28,813,000 |
| Provision for loan losses | 25,000 | 1,320,000 | 2,095,000 | 2,818,000 |
| Pretax income | 3,685,000 | 7,058,000 | 11,242,000 | 14,982,000 |
| Income tax | 1,307,000 | 2,502,000 | 4,000,000 | 5,329,000 |
| Net income | 2,378,000 | 4,556,000 | 7,242,000 | 9,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,464,000 | 73,445,000 | 76,324,000 | 78,931,000 |
| Total capital | 79,411,000 | 80,800,000 | 83,778,000 | 86,610,000 |
| Risk-weighted assets | 642,358,000 | 678,846,000 | 684,442,000 | 705,812,000 |