Call reports 2015
FIRST BANK & TRUST — 2015
What FIRST BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 751,653,000 | 760,351,000 | 726,342,000 | 716,170,000 |
| Total loans | 536,035,000 | 552,817,000 | 562,421,000 | 591,676,000 |
| Allowance for loan losses | 6,236,000 | 6,336,000 | 6,453,000 | 6,836,000 |
| Securities available for sale | 42,143,000 | 40,243,000 | 39,864,000 | 31,169,000 |
| Securities held to maturity | 15,727,000 | 17,114,000 | 17,076,000 | 15,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,858,000 | 660,965,000 | 622,693,000 | 613,433,000 |
| Interest-bearing deposits | 527,561,000 | 506,852,000 | 481,258,000 | 468,020,000 |
| Noninterest-bearing deposits | 126,297,000 | 154,113,000 | 141,434,000 | 145,414,000 |
| Equity capital | 78,166,000 | 80,230,000 | 83,000,000 | 85,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,167,000 | 16,408,000 | 24,935,000 | 33,607,000 |
| Interest expense | 815,000 | 1,585,000 | 2,290,000 | 2,977,000 |
| Net interest income | 7,352,000 | 14,823,000 | 22,645,000 | 30,630,000 |
| Noninterest income | 2,279,000 | 4,597,000 | 7,229,000 | 9,639,000 |
| Noninterest expense | 5,981,000 | 12,126,000 | 18,348,000 | 24,812,000 |
| Provision for loan losses | 0 | 133,000 | 268,000 | 758,000 |
| Pretax income | 3,650,000 | 7,161,000 | 11,258,000 | 14,814,000 |
| Income tax | 1,286,000 | 2,517,000 | 3,969,000 | 5,200,000 |
| Net income | 2,364,000 | 4,644,000 | 7,289,000 | 9,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,806,000 | 65,192,000 | 67,943,000 | 70,375,000 |
| Total capital | 69,042,000 | 71,528,000 | 74,396,000 | 77,211,000 |
| Risk-weighted assets | 562,438,000 | 582,969,000 | 604,467,000 | 624,789,000 |