Call reports 2008
FIRST BANK & TRUST — 2008
What FIRST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 356,547,000 | 361,096,000 | 359,711,000 | 362,147,000 |
| Total loans | 254,360,000 | 281,943,000 | 281,205,000 | 281,548,000 |
| Allowance for loan losses | 1,868,000 | 2,036,000 | 2,160,000 | 3,865,000 |
| Securities available for sale | 25,881,000 | 26,498,000 | 26,703,000 | 27,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,547,000 | 266,480,000 | 267,290,000 | 283,462,000 |
| Interest-bearing deposits | 234,712,000 | 234,906,000 | 235,005,000 | 253,891,000 |
| Noninterest-bearing deposits | 25,834,000 | 31,574,000 | 32,285,000 | 29,571,000 |
| Equity capital | 51,023,000 | 52,278,000 | 52,009,000 | 51,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,674,000 | 11,230,000 | 16,374,000 | 21,322,000 |
| Interest expense | 2,346,000 | 4,621,000 | 6,972,000 | 9,175,000 |
| Net interest income | 3,328,000 | 6,609,000 | 9,402,000 | 12,147,000 |
| Noninterest income | 693,000 | 1,472,000 | 1,539,000 | 2,402,000 |
| Noninterest expense | 2,543,000 | 5,220,000 | 8,007,000 | 11,022,000 |
| Provision for loan losses | 110,000 | 345,000 | 545,000 | 2,485,000 |
| Pretax income | 1,368,000 | 2,516,000 | 1,948,000 | 557,000 |
| Income tax | 450,000 | 837,000 | 598,000 | 263,000 |
| Net income | 918,000 | 1,679,000 | 1,350,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,435,000 | 31,308,000 | 31,091,000 | 31,316,000 |
| Total capital | 31,303,000 | 33,344,000 | 33,251,000 | 35,181,000 |
| Risk-weighted assets | 294,580,000 | 312,775,000 | 313,505,000 | 310,592,000 |
Machine access — free, no API key
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