Call reports 2007
FIRST BANK & TRUST — 2007
What FIRST BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 282,404,000 | 300,748,000 | 308,021,000 | 327,858,000 |
| Total loans | 214,392,000 | 224,081,000 | 232,752,000 | 246,412,000 |
| Allowance for loan losses | 1,835,000 | 1,832,000 | 1,788,000 | 1,828,000 |
| Securities available for sale | 17,314,000 | 18,698,000 | 22,433,000 | 27,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,147,000 | 237,098,000 | 254,955,000 | 259,910,000 |
| Interest-bearing deposits | 201,566,000 | 206,442,000 | 229,681,000 | 221,987,000 |
| Noninterest-bearing deposits | 27,582,000 | 30,656,000 | 25,275,000 | 37,923,000 |
| Equity capital | 44,610,000 | 44,988,000 | 45,840,000 | 49,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,688,000 | 9,689,000 | 14,982,000 | 20,313,000 |
| Interest expense | 2,193,000 | 4,534,000 | 7,120,000 | 9,652,000 |
| Net interest income | 2,495,000 | 5,155,000 | 7,862,000 | 10,661,000 |
| Noninterest income | 609,000 | 1,250,000 | 1,970,000 | 2,722,000 |
| Noninterest expense | 2,069,000 | 4,312,000 | 6,744,000 | 9,217,000 |
| Provision for loan losses | 75,000 | 125,000 | 170,000 | 235,000 |
| Pretax income | 960,000 | 1,968,000 | 2,918,000 | 3,931,000 |
| Income tax | 326,000 | 670,000 | 993,000 | 1,236,000 |
| Net income | 634,000 | 1,298,000 | 1,925,000 | 2,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,007,000 | 23,783,000 | 24,523,000 | 28,405,000 |
| Total capital | 24,842,000 | 25,615,000 | 26,311,000 | 30,233,000 |
| Risk-weighted assets | 237,037,000 | 247,432,000 | 257,947,000 | 279,470,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK & TRUST — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.