Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,864,000 | 148,575,000 | 148,275,000 | 151,373,000 |
| Total loans | 137,832,000 | 135,437,000 | 135,193,000 | 133,017,000 |
| Allowance for loan losses | 1,973,000 | 2,034,000 | 2,076,000 | 2,077,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,728,000 | 4,326,000 | 4,376,000 | 4,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,939,000 | 129,205,000 | 127,866,000 | 130,333,000 |
| Interest-bearing deposits | 95,391,000 | 99,099,000 | 98,549,000 | 95,933,000 |
| Noninterest-bearing deposits | 30,548,000 | 30,106,000 | 29,317,000 | 34,400,000 |
| Equity capital | 18,586,000 | 19,039,000 | 20,057,000 | 20,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,598,000 | 5,401,000 | 7,191,000 |
| Interest expense | 124,000 | 255,000 | 384,000 | 514,000 |
| Net interest income | 1,670,000 | 3,343,000 | 5,017,000 | 6,677,000 |
| Noninterest income | 88,000 | 174,000 | 287,000 | 462,000 |
| Noninterest expense | 665,000 | 1,342,000 | 2,024,000 | 3,064,000 |
| Provision for loan losses | 40,000 | 100,000 | 140,000 | 140,000 |
| Pretax income | 1,053,000 | 2,075,000 | 3,140,000 | 3,935,000 |
| Income tax | 47,000 | 90,000 | 137,000 | 172,000 |
| Net income | 1,006,000 | 1,985,000 | 3,003,000 | 3,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,586,000 | 19,039,000 | 20,057,000 | 20,668,000 |
| Total capital | 20,448,000 | 20,848,000 | 21,881,000 | 22,483,000 |
| Risk-weighted assets | 148,860,000 | 144,500,000 | 145,685,000 | 144,999,000 |