Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 20,495,000 | 21,349,000 |
| Total loans | 12,723,000 | 12,450,000 |
| Allowance for loan losses | 137,000 | 137,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 15,111,000 | 15,475,000 |
| Interest-bearing deposits | 11,715,000 | 12,282,000 |
| Noninterest-bearing deposits | 3,396,000 | 3,193,000 |
| Equity capital | 4,540,000 | 4,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 171,000 | 325,000 |
| Interest expense | 11,000 | 23,000 |
| Net interest income | 160,000 | 302,000 |
| Noninterest income | 8,000 | 32,000 |
| Noninterest expense | 88,000 | 148,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 80,000 | 186,000 |
| Income tax | 15,000 | 56,000 |
| Net income | 65,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 4,540,000 | 4,605,000 |
| Total capital | 4,677,000 | 4,742,000 |
| Risk-weighted assets | 14,308,000 | 13,529,000 |