Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 21,178,000 | 21,991,000 | 23,525,000 | 20,679,000 |
| Total loans | 13,436,000 | 14,949,000 | 15,426,000 | 14,420,000 |
| Allowance for loan losses | 122,000 | 122,000 | 137,000 | 137,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,440,000 | 15,655,000 | 16,073,000 | 14,752,000 |
| Interest-bearing deposits | 12,219,000 | 12,927,000 | 11,981,000 | 11,153,000 |
| Noninterest-bearing deposits | 3,221,000 | 2,728,000 | 4,092,000 | 3,599,000 |
| Equity capital | 4,420,000 | 4,462,000 | 4,510,000 | 4,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 344,000 | 522,000 | 699,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 156,000 | 320,000 | 486,000 | 651,000 |
| Noninterest income | 8,000 | 26,000 | 34,000 | 53,000 |
| Noninterest expense | 97,000 | 216,000 | 301,000 | 545,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 67,000 | 130,000 | 204,000 | 144,000 |
| Income tax | 23,000 | 44,000 | 69,000 | 45,000 |
| Net income | 44,000 | 86,000 | 135,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,420,000 | 4,462,000 | 4,510,000 | 4,475,000 |
| Total capital | 4,542,000 | 4,584,000 | 4,647,000 | 4,612,000 |
| Risk-weighted assets | 14,978,000 | 16,132,000 | 17,059,000 | 15,622,000 |