Call reports 2009
RELIANCE BANK — 2009
What RELIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 162,220,000 | 154,065,000 | 147,204,000 | 144,961,000 |
| Total loans | 109,252,000 | 104,299,000 | 96,777,000 | 87,298,000 |
| Allowance for loan losses | 1,402,000 | 1,902,000 | 1,358,000 | 2,088,000 |
| Securities available for sale | 33,120,000 | 30,428,000 | 29,054,000 | 17,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,338,000 | 123,107,000 | 115,709,000 | 114,959,000 |
| Interest-bearing deposits | 110,068,000 | 104,465,000 | 97,486,000 | 97,424,000 |
| Noninterest-bearing deposits | 16,269,000 | 18,642,000 | 18,223,000 | 17,536,000 |
| Equity capital | 12,065,000 | 11,267,000 | 11,814,000 | 10,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,974,000 | 3,855,000 | 5,669,000 | 7,524,000 |
| Interest expense | 1,007,000 | 1,948,000 | 2,761,000 | 3,494,000 |
| Net interest income | 967,000 | 1,907,000 | 2,908,000 | 4,030,000 |
| Noninterest income | 271,000 | 568,000 | 815,000 | 1,090,000 |
| Noninterest expense | 1,021,000 | 2,930,000 | 4,057,000 | 5,146,000 |
| Provision for loan losses | 939,000 | 1,470,000 | 1,985,000 | 4,178,000 |
| Pretax income | -325,000 | -1,528,000 | -1,847,000 | -3,533,000 |
| Income tax | -290,000 | -649,000 | -694,000 | -1,464,000 |
| Net income | -35,000 | -879,000 | -1,153,000 | -2,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,577,000 | 11,734,000 | 11,459,000 | 10,130,000 |
| Total capital | 13,979,000 | 13,181,000 | 12,810,000 | 11,384,000 |
| Risk-weighted assets | 120,143,000 | 115,782,000 | 108,600,000 | 99,485,000 |
Machine access — free, no API key
Every figure shown here about RELIANCE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.