Call reports 2015
PRIORITY BANK — 2015
What PRIORITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,741,000 | 80,271,000 | 78,843,000 | 82,358,000 |
| Total loans | 70,296,000 | 71,741,000 | 71,082,000 | 74,713,000 |
| Allowance for loan losses | 1,446,000 | 1,413,000 | 1,417,000 | 1,408,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,375,000 | 47,636,000 | 46,622,000 | 47,484,000 |
| Interest-bearing deposits | 42,927,000 | 44,575,000 | 43,196,000 | 43,656,000 |
| Noninterest-bearing deposits | 3,448,000 | 3,062,000 | 3,426,000 | 3,828,000 |
| Equity capital | 8,109,000 | 6,468,000 | 6,296,000 | 6,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,308,000 | 3,451,000 | 4,617,000 |
| Interest expense | 328,000 | 640,000 | 952,000 | 1,269,000 |
| Net interest income | 840,000 | 1,668,000 | 2,499,000 | 3,348,000 |
| Noninterest income | 477,000 | 1,045,000 | 1,601,000 | 2,250,000 |
| Noninterest expense | 1,041,000 | 2,128,000 | 3,204,000 | 4,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 585,000 | 896,000 | 1,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 585,000 | 896,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,907,000 | 6,266,000 | 6,094,000 | 6,050,000 |
| Total capital | 8,442,000 | 6,810,000 | 6,628,000 | 6,612,000 |
| Risk-weighted assets | 41,926,000 | 42,633,000 | 41,871,000 | 44,151,000 |