Call reports 2025
CREDIT ONE BANK, NATIONAL ASSOCIATION — 2025
What CREDIT ONE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,812,405,000 | 1,921,624,000 | 1,920,579,000 | 1,966,557,000 |
| Total loans | 1,315,523,000 | 1,399,005,000 | 1,527,822,000 | 1,710,913,000 |
| Allowance for loan losses | 179,271,000 | 183,644,000 | 203,152,000 | 248,739,000 |
| Securities available for sale | 365,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 917,780,000 | 976,974,000 | 973,562,000 | 1,085,400,000 |
| Interest-bearing deposits | 917,031,000 | 976,141,000 | 972,736,000 | 1,084,614,000 |
| Noninterest-bearing deposits | 749,000 | 833,000 | 826,000 | 786,000 |
| Equity capital | 593,873,000 | 641,360,000 | 630,881,000 | 553,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 100,930,000 | 205,476,000 | 318,296,000 | 439,123,000 |
| Interest expense | 10,377,000 | 21,568,000 | 32,315,000 | 43,505,000 |
| Net interest income | 90,553,000 | 183,908,000 | 285,981,000 | 395,618,000 |
| Noninterest income | 351,846,000 | 708,658,000 | 1,076,200,000 | 1,466,111,000 |
| Noninterest expense | 263,537,000 | 527,799,000 | 806,914,000 | 1,111,633,000 |
| Provision for loan losses | 34,500,000 | 82,960,000 | 144,070,000 | 236,290,000 |
| Pretax income | 144,566,000 | 282,053,000 | 411,574,000 | 514,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,566,000 | 282,053,000 | 411,574,000 | 514,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 586,017,000 | 633,504,000 | 623,025,000 | 545,692,000 |