Call reports 2025
TRI-COUNTY BANK & TRUST COMPANY — 2025
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 290,946,000 | 299,524,000 | 290,775,000 | 295,690,000 |
| Total loans | 214,253,000 | 207,889,000 | 208,371,000 | 204,347,000 |
| Allowance for loan losses | 2,835,000 | 2,865,000 | 2,865,000 | 2,759,000 |
| Securities available for sale | 55,385,000 | 49,788,000 | 51,531,000 | 51,944,000 |
| Securities held to maturity | 215,000 | 215,000 | 215,000 | 215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,114,000 | 246,597,000 | 236,476,000 | 241,312,000 |
| Interest-bearing deposits | 193,569,000 | 204,119,000 | 191,641,000 | 196,248,000 |
| Noninterest-bearing deposits | 44,545,000 | 42,478,000 | 44,835,000 | 45,064,000 |
| Equity capital | 21,957,000 | 22,075,000 | 23,404,000 | 23,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,352,000 | 6,770,000 | 10,282,000 | 13,768,000 |
| Interest expense | 1,554,000 | 3,124,000 | 4,742,000 | 6,289,000 |
| Net interest income | 1,798,000 | 3,646,000 | 5,540,000 | 7,479,000 |
| Noninterest income | 229,000 | 469,000 | 700,000 | 946,000 |
| Noninterest expense | 1,723,000 | 3,524,000 | 5,263,000 | 7,020,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | -46,000 |
| Pretax income | 244,000 | 57,000 | 488,000 | 959,000 |
| Income tax | 23,000 | -63,000 | 2,000 | 88,000 |
| Net income | 221,000 | 120,000 | 486,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,809,000 | 27,708,000 | 28,074,000 | 28,242,000 |