Call reports 2024
TRI-COUNTY BANK & TRUST COMPANY — 2024
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 298,155,000 | 303,607,000 | 311,526,000 | 291,855,000 |
| Total loans | 221,812,000 | 220,710,000 | 221,444,000 | 217,426,000 |
| Allowance for loan losses | 2,576,000 | 2,667,000 | 2,760,000 | 2,804,000 |
| Securities available for sale | 58,920,000 | 58,130,000 | 58,442,000 | 55,763,000 |
| Securities held to maturity | 270,000 | 270,000 | 270,000 | 270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,142,000 | 240,793,000 | 246,895,000 | 234,114,000 |
| Interest-bearing deposits | 186,235,000 | 196,043,000 | 200,689,000 | 185,752,000 |
| Noninterest-bearing deposits | 50,907,000 | 44,750,000 | 46,206,000 | 48,362,000 |
| Equity capital | 20,491,000 | 20,679,000 | 22,237,000 | 21,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,326,000 | 6,811,000 | 10,411,000 | 13,972,000 |
| Interest expense | 1,603,000 | 3,241,000 | 5,024,000 | 6,714,000 |
| Net interest income | 1,723,000 | 3,570,000 | 5,387,000 | 7,258,000 |
| Noninterest income | 234,000 | 501,000 | 754,000 | 988,000 |
| Noninterest expense | 1,716,000 | 3,537,000 | 5,373,000 | 7,013,000 |
| Provision for loan losses | 90,000 | 180,000 | 268,000 | 313,000 |
| Pretax income | 151,000 | 354,000 | 513,000 | 933,000 |
| Income tax | -8,000 | -3,000 | -8,000 | 128,000 |
| Net income | 159,000 | 357,000 | 521,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,139,000 | 27,238,000 | 27,402,000 | 27,588,000 |