Call reports 2023
TRI-COUNTY BANK & TRUST COMPANY — 2023
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 261,906,000 | 277,909,000 | 289,219,000 | 293,940,000 |
| Total loans | 178,499,000 | 194,932,000 | 208,520,000 | 215,878,000 |
| Allowance for loan losses | 2,012,000 | 2,086,000 | 2,224,000 | 2,485,000 |
| Securities available for sale | 63,341,000 | 62,083,000 | 59,240,000 | 60,933,000 |
| Securities held to maturity | 350,000 | 330,000 | 310,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,960,000 | 231,296,000 | 228,416,000 | 234,985,000 |
| Interest-bearing deposits | 177,962,000 | 181,475,000 | 179,863,000 | 179,737,000 |
| Noninterest-bearing deposits | 50,998,000 | 49,821,000 | 48,553,000 | 55,248,000 |
| Equity capital | 19,758,000 | 19,755,000 | 19,078,000 | 20,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,337,000 | 5,017,000 | 8,025,000 | 11,305,000 |
| Interest expense | 562,000 | 1,429,000 | 2,577,000 | 3,999,000 |
| Net interest income | 1,775,000 | 3,588,000 | 5,448,000 | 7,306,000 |
| Noninterest income | 187,000 | 518,000 | 751,000 | 956,000 |
| Noninterest expense | 1,573,000 | 3,140,000 | 4,743,000 | 6,471,000 |
| Provision for loan losses | 75,000 | 150,000 | 255,000 | 527,000 |
| Pretax income | 314,000 | 816,000 | 1,201,000 | 1,264,000 |
| Income tax | 32,000 | 112,000 | 161,000 | 129,000 |
| Net income | 282,000 | 704,000 | 1,040,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,560,000 | 26,825,000 | 27,161,000 | 26,980,000 |