Call reports 2022
TRI-COUNTY BANK & TRUST COMPANY — 2022
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 233,692,000 | 241,998,000 | 237,311,000 | 247,424,000 |
| Total loans | 134,474,000 | 147,637,000 | 154,094,000 | 161,537,000 |
| Allowance for loan losses | 1,282,000 | 1,415,000 | 1,492,000 | 1,556,000 |
| Securities available for sale | 76,035,000 | 69,861,000 | 65,444,000 | 64,422,000 |
| Securities held to maturity | 684,000 | 405,000 | 390,000 | 370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,664,000 | 214,122,000 | 211,814,000 | 220,274,000 |
| Interest-bearing deposits | 157,881,000 | 166,140,000 | 162,928,000 | 162,882,000 |
| Noninterest-bearing deposits | 51,783,000 | 47,982,000 | 48,887,000 | 57,392,000 |
| Equity capital | 23,828,000 | 20,072,000 | 19,544,000 | 19,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,689,000 | 3,501,000 | 5,530,000 | 7,722,000 |
| Interest expense | 80,000 | 158,000 | 336,000 | 584,000 |
| Net interest income | 1,609,000 | 3,343,000 | 5,194,000 | 7,138,000 |
| Noninterest income | 151,000 | 314,000 | 505,000 | 719,000 |
| Noninterest expense | 1,452,000 | 3,113,000 | 4,995,000 | 6,939,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 233,000 | 394,000 | 459,000 | 598,000 |
| Income tax | 20,000 | 11,000 | -10,000 | -15,000 |
| Net income | 213,000 | 383,000 | 469,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,654,000 | 26,628,000 | 26,714,000 | 26,661,000 |