Call reports 2021
TRI-COUNTY BANK & TRUST COMPANY — 2021
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 227,780,000 | 230,065,000 | 229,680,000 | 233,433,000 |
| Total loans | 111,206,000 | 122,255,000 | 118,639,000 | 120,809,000 |
| Allowance for loan losses | 1,028,000 | 1,118,000 | 924,000 | 1,102,000 |
| Securities available for sale | 85,025,000 | 87,985,000 | 82,062,000 | 80,338,000 |
| Securities held to maturity | 753,000 | 733,000 | 719,000 | 704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,802,000 | 202,327,000 | 201,726,000 | 206,713,000 |
| Interest-bearing deposits | 153,887,000 | 156,980,000 | 155,046,000 | 155,209,000 |
| Noninterest-bearing deposits | 46,915,000 | 45,347,000 | 46,680,000 | 51,504,000 |
| Equity capital | 26,678,000 | 27,170,000 | 27,292,000 | 26,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 3,452,000 | 5,064,000 | 6,677,000 |
| Interest expense | 161,000 | 304,000 | 434,000 | 541,000 |
| Net interest income | 1,276,000 | 3,148,000 | 4,630,000 | 6,136,000 |
| Noninterest income | 164,000 | 326,000 | 489,000 | 665,000 |
| Noninterest expense | 1,397,000 | 2,791,000 | 4,461,000 | 5,907,000 |
| Provision for loan losses | 65,000 | 140,000 | 215,000 | 290,000 |
| Pretax income | 28,000 | 593,000 | 573,000 | 734,000 |
| Income tax | -28,000 | 76,000 | 32,000 | 45,000 |
| Net income | 56,000 | 517,000 | 541,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,300,000 | 26,445,000 | 26,470,000 | 26,442,000 |